Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$210,915+1.8% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 21% have cut their price
Income needed to buy, per year$45,722About 0.6× the local median income ($74,092): affordable for a typical household
Days on market60 daysFaster than a year ago: sellers have the edge
The typical home in Adams County, NE is worth $210,915, up 1.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $197,653, so the area is 6.7% overvalued. It is a balanced market, leaning toward sellers: homes take about 60 days to sell, listings are down 5% from a year ago, 21% of listings have had a price cut. A household needs about $45,722 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,092. Typical rent is $1,200 a month. In the latest IRS figures, 74 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$210,915
Change in 1 year
+1.8%
Overvalued %
+6.7%
Show 6 more
Fair home value
$197,653
Change in 5 years
+23.5%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$1,143
Income needed to afford it
$45,722
Property tax rate
1.45%
Rent and investing
Typical rent
$1,200
Price-to-rent ratio
14.6×
HUD Fair Market Rent, 2 bedrooms
$1,014
Show 2 more
Gross rental yield
6.83%
Cap rate (estimate)
4.44%
Market activity
Listings vs a year ago
−5.4%
Days on market
60
Listings with a price cut
21.2%
Show 3 more
Homes for sale
87
Pending sales per 100 listings
49
Asking price per sq ft
$114
People and jobs
Median household income
$74,092
Population change (1 year)
−0.4%
Unemployment rate
2.4%
Show 4 more
Population
31,071
Income adjusted for cost of living
$85,854
Net moves in (IRS)
−74
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
64.3
Flood risk score
32.8
Show 3 more
Wildfire risk score
42.7
Walkability (1 to 20)
7.6
Road, rail and air noise
52 dB
Questions people ask
Is Adams County, NE overvalued?
Home prices in Adams County, NE are slightly above what local incomes have historically supported: fair value is about $197,653, so the area is 6.7% overvalued.
Is Adams County, NE a buyer's or seller's market?
Adams County, NE is a balanced market, leaning toward sellers: homes take about 60 days to sell, listings are down 5% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Adams County, NE?
Home values in Adams County, NE are up 1.8% over the last year.
How much do you need to earn to buy a home in Adams County, NE?
A household needs about $45,722 a year to afford the typical home in Adams County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,092.