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Burt County, NE housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$192,436+4.9% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$41,716About 0.6× the local median income ($71,088): affordable for a typical household
Days on market47 daysAbout the same pace as a year ago

The typical home in Burt County, NE is worth $192,436, up 4.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $151,912, so the area is 26.7% overvalued. It is a balanced market: homes take about 47 days to sell, listings are up 35% from a year ago, 13% of listings have had a price cut. A household needs about $41,716 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,088. In the latest IRS figures, 45 more people moved out than in.

Home value over time

$0K$50K$100K$150K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$192,436
Change in 1 year+4.9%
Overvalued %+26.7%
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Fair home value$151,912
Change in 5 years+42.4%
Home value to income2.7×
Monthly mortgage payment (20% down)$1,043
Income needed to afford it$41,716
Property tax rate1.32%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago+34.8%
Days on market47
Listings with a price cut12.9%
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Homes for sale31
Pending sales per 100 listings29
Asking price per sq ft$130

People and jobs

Median household income$71,088
Population change (1 year)−0.7%
Unemployment rate1.1%
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Population6,678
Income adjusted for cost of living$82,373
Net moves in (IRS)−45
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)6.3
FEMA hazard risk score (0 to 100)20.7
Flood risk score18.8
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Wildfire risk score78.4
Walkability (1 to 20)6.7
Road, rail and air noise53 dB

Questions people ask

Is Burt County, NE overvalued?
Home prices in Burt County, NE are well above what local incomes have historically supported: fair value is about $151,912, so the area is 26.7% overvalued.
Is Burt County, NE a buyer's or seller's market?
Burt County, NE is a balanced market: homes take about 47 days to sell, listings are up 35% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Burt County, NE?
Home values in Burt County, NE are up 4.9% over the last year.
How much do you need to earn to buy a home in Burt County, NE?
A household needs about $41,716 a year to afford the typical home in Burt County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,088.

Nearby and similar counties

ZIP codes in Burt County (open on the map)

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