Open on the map

Yadkin County, NC housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$233,897+3.8% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$50,704About 0.8× the local median income ($66,012): affordable for a typical household
Days on market85 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.4%Zillow expects prices to rise slightly

The typical home in Yadkin County, NC is worth $233,897, up 3.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $221,765, so the area is 5.5% overvalued. It is a buyer's market: homes take about 85 days to sell, listings are up 15% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 2.4% over the next year. A household needs about $50,704 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,012. In the latest IRS figures, 388 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$233,897
Change in 1 year+3.8%
Overvalued %+5.5%
Show 7 more
Fair home value$221,765
Change in 5 years+27.2%
Zillow forecast, next 12 months+2.4%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,268
Income needed to afford it$50,704
Property tax rate0.67%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,332

Market activity

Listings vs a year ago+15.4%
Days on market85
Listings with a price cut23.3%
Show 3 more
Homes for sale90
Pending sales per 100 listings32
Asking price per sq ft$180

People and jobs

Median household income$66,012
Population change (1 year)+0.3%
Unemployment rate5.3%
Show 4 more
Population38,325
Income adjusted for cost of living$71,752
Net moves in (IRS)+388
Cost of living (US = 100)92.0

Schools, risk and environment

School rating (1 to 10)6.6
FEMA hazard risk score (0 to 100)38.4
Flood risk score53.2
Show 3 more
Wildfire risk score17.5
Walkability (1 to 20)5.0
Road, rail and air noise56 dB

Questions people ask

Is Yadkin County, NC overvalued?
Home prices in Yadkin County, NC are slightly above what local incomes have historically supported: fair value is about $221,765, so the area is 5.5% overvalued.
Is Yadkin County, NC a buyer's or seller's market?
Yadkin County, NC is a buyer's market: homes take about 85 days to sell, listings are up 15% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Yadkin County, NC?
Home values in Yadkin County, NC are up 3.8% over the last year. Zillow's forecast for the next 12 months is +2.4%.
How much do you need to earn to buy a home in Yadkin County, NC?
A household needs about $50,704 a year to afford the typical home in Yadkin County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,012.

Nearby and similar counties

ZIP codes in Yadkin County (open on the map)

See every chart for Yadkin County, NC on the map