Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$235,091+1.6% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$50,963About 0.9× the local median income ($58,625): affordable for a typical household
Days on market67 daysFaster than a year ago: sellers have the edge
The typical home in Beaufort County, NC is worth $235,091, up 1.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $204,719, so the area is 14.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 67 days to sell, listings are down 6% from a year ago, 16% of listings have had a price cut. A household needs about $50,963 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,625. Typical rent is $1,314 a month. In the latest IRS figures, 149 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$235,091
Change in 1 year
+1.6%
Overvalued %
+14.8%
Show 6 more
Fair home value
$204,719
Change in 5 years
+33.9%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,274
Income needed to afford it
$50,963
Property tax rate
0.68%
Rent and investing
Typical rent
$1,314
Price-to-rent ratio
14.9×
HUD Fair Market Rent, 2 bedrooms
$1,012
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Gross rental yield
6.71%
Cap rate (estimate)
4.36%
Market activity
Listings vs a year ago
−5.7%
Days on market
67
Listings with a price cut
15.7%
Show 3 more
Homes for sale
183
Pending sales per 100 listings
32
Asking price per sq ft
$186
People and jobs
Median household income
$58,625
Population change (1 year)
−0.1%
Unemployment rate
3.9%
Show 4 more
Population
44,670
Income adjusted for cost of living
$66,318
Net moves in (IRS)
+149
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
88.2
Flood risk score
82.2
Show 3 more
Wildfire risk score
66.3
Walkability (1 to 20)
5.8
Road, rail and air noise
55 dB
Questions people ask
Is Beaufort County, NC overvalued?
Home prices in Beaufort County, NC are well above what local incomes have historically supported: fair value is about $204,719, so the area is 14.8% overvalued.
Is Beaufort County, NC a buyer's or seller's market?
Beaufort County, NC is a balanced market, leaning toward sellers: homes take about 67 days to sell, listings are down 6% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Beaufort County, NC?
Home values in Beaufort County, NC are up 1.6% over the last year.
How much do you need to earn to buy a home in Beaufort County, NC?
A household needs about $50,963 a year to afford the typical home in Beaufort County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,625.