Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$136,271+0.2% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$29,541About 0.5× the local median income ($59,316): affordable for a typical household
Days on market112 daysSlower than a year ago: buyers have time to negotiate
The typical home in Neshoba County, MS is worth $136,271, about the same as a year ago. That is well below what local incomes have historically supported: fair value is about $180,725, so the area is 24.6% undervalued. It is a balanced market: homes take about 112 days to sell, listings are down 18% from a year ago, 0% of listings have had a price cut. A household needs about $29,541 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,316. In the latest IRS figures, 103 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$136,271
Change in 1 year
+0.2%
Overvalued %
−24.6%
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Fair home value
$180,725
Change in 5 years
−6.8%
Home value to income
2.3×
Monthly mortgage payment (20% down)
$739
Income needed to afford it
$29,541
Property tax rate
0.89%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$905
Market activity
Listings vs a year ago
−18.4%
Days on market
112
Listings with a price cut
0.0%
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Homes for sale
31
Pending sales per 100 listings
23
Asking price per sq ft
$120
People and jobs
Median household income
$59,316
Population change (1 year)
−0.3%
Unemployment rate
7.5%
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Population
28,732
Income adjusted for cost of living
$70,952
Net moves in (IRS)
−103
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
7.6
FEMA hazard risk score (0 to 100)
58.3
Flood risk score
41.4
Show 3 more
Wildfire risk score
42.0
Walkability (1 to 20)
4.6
Road, rail and air noise
52 dB
Questions people ask
Is Neshoba County, MS overvalued?
Home prices in Neshoba County, MS are well below what local incomes have historically supported: fair value is about $180,725, so the area is 24.6% undervalued.
Is Neshoba County, MS a buyer's or seller's market?
Neshoba County, MS is a balanced market: homes take about 112 days to sell, listings are down 18% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Neshoba County, MS?
Home values in Neshoba County, MS are up 0.2% over the last year.
How much do you need to earn to buy a home in Neshoba County, MS?
A household needs about $29,541 a year to afford the typical home in Neshoba County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,316.