Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$135,394+11.2% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 31% have cut their price
Income needed to buy, per year$29,351About 0.7× the local median income ($43,991): affordable for a typical household
Days on market178 daysSlower than a year ago: buyers have time to negotiate
The typical home in Kemper County, MS is worth $135,394, up 11.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $153,379, so the area is 11.7% undervalued. It is a buyer's market: homes take about 178 days to sell, listings are up 50% from a year ago, 31% of listings have had a price cut. A household needs about $29,351 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,991. In the latest IRS figures, 14 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$135,394
Change in 1 year
+11.2%
Overvalued %
−11.7%
Show 6 more
Fair home value
$153,379
Change in 5 years
+1.3%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$734
Income needed to afford it
$29,351
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$905
Market activity
Listings vs a year ago
+50.0%
Days on market
178
Listings with a price cut
30.8%
Show 3 more
Homes for sale
12
Pending sales per 100 listings
8
Asking price per sq ft
$100
People and jobs
Median household income
$43,991
Population change (1 year)
+0.4%
Unemployment rate
10.8%
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Population
8,600
Income adjusted for cost of living
$52,621
Net moves in (IRS)
−14
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
3.1
FEMA hazard risk score (0 to 100)
14.9
Flood risk score
9.4
Show 3 more
Wildfire risk score
25.6
Walkability (1 to 20)
4.2
Road, rail and air noise
52 dB
Questions people ask
Is Kemper County, MS overvalued?
Home prices in Kemper County, MS are well below what local incomes have historically supported: fair value is about $153,379, so the area is 11.7% undervalued.
Is Kemper County, MS a buyer's or seller's market?
Kemper County, MS is a buyer's market: homes take about 178 days to sell, listings are up 50% from a year ago, 31% of listings have had a price cut.
Are home prices going down in Kemper County, MS?
Home values in Kemper County, MS are up 11.2% over the last year.
How much do you need to earn to buy a home in Kemper County, MS?
A household needs about $29,351 a year to afford the typical home in Kemper County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,991.