Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$73,470−15.3% YoY · prices are falling fast
Market right nowBalanced marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$15,927About 0.4× the local median income ($39,287): affordable for a typical household
Days on market129 daysSlower than a year ago: buyers have time to negotiate
The typical home in Humphreys County, MS is worth $73,470, down 15.3% from a year ago. That is well below what local incomes have historically supported: fair value is about $105,483, so the area is 30.3% undervalued. It is a balanced market: homes take about 129 days to sell, listings are down 12% from a year ago, 0% of listings have had a price cut. A household needs about $15,927 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $39,287. In the latest IRS figures, 87 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$73,470
Change in 1 year
−15.3%
Overvalued %
−30.3%
Show 6 more
Fair home value
$105,483
Change in 5 years
−9.9%
Home value to income
1.9×
Monthly mortgage payment (20% down)
$398
Income needed to afford it
$15,927
Property tax rate
0.98%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$905
Market activity
Listings vs a year ago
−11.8%
Days on market
129
Listings with a price cut
0.0%
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Homes for sale
15
Pending sales per 100 listings
27
Asking price per sq ft
$65
People and jobs
Median household income
$39,287
Population change (1 year)
−1.7%
Unemployment rate
12.5%
Show 4 more
Population
7,001
Income adjusted for cost of living
$46,994
Net moves in (IRS)
−87
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
1.0
FEMA hazard risk score (0 to 100)
27.9
Flood risk score
22.5
Show 3 more
Wildfire risk score
12.4
Walkability (1 to 20)
5.8
Road, rail and air noise
55 dB
Questions people ask
Is Humphreys County, MS overvalued?
Home prices in Humphreys County, MS are well below what local incomes have historically supported: fair value is about $105,483, so the area is 30.3% undervalued.
Is Humphreys County, MS a buyer's or seller's market?
Humphreys County, MS is a balanced market: homes take about 129 days to sell, listings are down 12% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Humphreys County, MS?
Home values in Humphreys County, MS are down 15.3% over the last year.
How much do you need to earn to buy a home in Humphreys County, MS?
A household needs about $15,927 a year to afford the typical home in Humphreys County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $39,287.