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Calhoun County, MS housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$128,776+0.3% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$27,916About 0.6× the local median income ($46,890): affordable for a typical household
Days on market96 daysSlower than a year ago: buyers have time to negotiate

The typical home in Calhoun County, MS is worth $128,776, about the same as a year ago. That is well below what local incomes have historically supported: fair value is about $143,894, so the area is 10.5% undervalued. It is a balanced market: homes take about 96 days to sell, listings are down 13% from a year ago, 19% of listings have had a price cut. A household needs about $27,916 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $46,890. In the latest IRS figures, 44 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$128,776
Change in 1 year+0.3%
Overvalued %−10.5%
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Fair home value$143,894
Change in 5 years−1.2%
Home value to income2.7×
Monthly mortgage payment (20% down)$698
Income needed to afford it$27,916
Property tax rate0.66%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$905

Market activity

Listings vs a year ago−13.2%
Days on market96
Listings with a price cut18.6%
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Homes for sale33
Pending sales per 100 listings15
Asking price per sq ft$86

People and jobs

Median household income$46,890
Population change (1 year)−0.6%
Unemployment rate4.7%
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Population12,643
Income adjusted for cost of living$56,089
Net moves in (IRS)−44
Cost of living (US = 100)83.6

Schools, risk and environment

School rating (1 to 10)4.3
FEMA hazard risk score (0 to 100)27.7
Flood risk score25.3
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Wildfire risk score26.4
Walkability (1 to 20)4.9
Road, rail and air noise52 dB

Questions people ask

Is Calhoun County, MS overvalued?
Home prices in Calhoun County, MS are well below what local incomes have historically supported: fair value is about $143,894, so the area is 10.5% undervalued.
Is Calhoun County, MS a buyer's or seller's market?
Calhoun County, MS is a balanced market: homes take about 96 days to sell, listings are down 13% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Calhoun County, MS?
Home values in Calhoun County, MS are up 0.3% over the last year.
How much do you need to earn to buy a home in Calhoun County, MS?
A household needs about $27,916 a year to afford the typical home in Calhoun County, MS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $46,890.

Nearby and similar counties

ZIP codes in Calhoun County (open on the map)

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