Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$317,334+1.9% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$68,791About 1.0× the local median income ($72,189): affordable for a typical household
Days on market88 daysSlower than a year ago: buyers have time to negotiate
The typical home in Hubbard County, MN is worth $317,334, up 1.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $291,964, so the area is 8.7% overvalued. It is a buyer's market: homes take about 88 days to sell, listings are up 24% from a year ago, 14% of listings have had a price cut. A household needs about $68,791 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,189. In the latest IRS figures, 164 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$317,334
Change in 1 year
+1.9%
Overvalued %
+8.7%
Show 6 more
Fair home value
$291,964
Change in 5 years
+24.4%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$1,720
Income needed to afford it
$68,791
Property tax rate
0.79%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,020
Market activity
Listings vs a year ago
+23.9%
Days on market
88
Listings with a price cut
13.6%
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Homes for sale
135
Pending sales per 100 listings
17
Asking price per sq ft
$224
People and jobs
Median household income
$72,189
Population change (1 year)
+1.1%
Unemployment rate
4.4%
Show 4 more
Population
22,369
Income adjusted for cost of living
$84,038
Net moves in (IRS)
+164
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
6.9
FEMA hazard risk score (0 to 100)
35.2
Flood risk score
54.6
Show 3 more
Wildfire risk score
66.4
Walkability (1 to 20)
5.3
Road, rail and air noise
54 dB
Questions people ask
Is Hubbard County, MN overvalued?
Home prices in Hubbard County, MN are slightly above what local incomes have historically supported: fair value is about $291,964, so the area is 8.7% overvalued.
Is Hubbard County, MN a buyer's or seller's market?
Hubbard County, MN is a buyer's market: homes take about 88 days to sell, listings are up 24% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Hubbard County, MN?
Home values in Hubbard County, MN are up 1.9% over the last year.
How much do you need to earn to buy a home in Hubbard County, MN?
A household needs about $68,791 a year to afford the typical home in Hubbard County, MN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,189.