Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$336,524+2.7% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 8% have cut their price
Income needed to buy, per year$72,951About 1.0× the local median income ($74,471): affordable for a typical household
Days on market84 daysSlower than a year ago: buyers have time to negotiate
The typical home in Cass County, MN is worth $336,524, up 2.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $300,648, so the area is 11.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are up 4% from a year ago, 8% of listings have had a price cut. A household needs about $72,951 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,471. In the latest IRS figures, 77 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$336,524
Change in 1 year
+2.7%
Overvalued %
+11.9%
Show 6 more
Fair home value
$300,648
Change in 5 years
+30.7%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,824
Income needed to afford it
$72,951
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+3.5%
Days on market
84
Listings with a price cut
7.5%
Show 3 more
Homes for sale
205
Pending sales per 100 listings
19
Asking price per sq ft
$272
People and jobs
Median household income
$74,471
Population change (1 year)
+0.0%
Unemployment rate
6.6%
Show 4 more
Population
31,430
Income adjusted for cost of living
$86,695
Net moves in (IRS)
+77
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
53.5
Unhealthy air days a year
13
Show 4 more
Flood risk score
63.2
Wildfire risk score
63.2
Walkability (1 to 20)
5.5
Road, rail and air noise
54 dB
Questions people ask
Is Cass County, MN overvalued?
Home prices in Cass County, MN are well above what local incomes have historically supported: fair value is about $300,648, so the area is 11.9% overvalued.
Is Cass County, MN a buyer's or seller's market?
Cass County, MN is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are up 4% from a year ago, 8% of listings have had a price cut.
Are home prices going down in Cass County, MN?
Home values in Cass County, MN are up 2.7% over the last year.
How much do you need to earn to buy a home in Cass County, MN?
A household needs about $72,951 a year to afford the typical home in Cass County, MN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,471.