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Big Stone County, MN housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$205,428+9.9% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$44,532About 0.6× the local median income ($69,982): affordable for a typical household
Days on market101 daysSlower than a year ago: buyers have time to negotiate

The typical home in Big Stone County, MN is worth $205,428, up 9.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $193,630, so the area is 6.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 101 days to sell, listings are down 15% from a year ago, 0% of listings have had a price cut. A household needs about $44,532 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,982. In the latest IRS figures, 32 more people moved out than in.

Home value over time

$0K$50K$100K$150K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$205,428
Change in 1 year+9.9%
Overvalued %+6.1%
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Fair home value$193,630
Change in 5 years+33.5%
Home value to income2.9×
Monthly mortgage payment (20% down)$1,113
Income needed to afford it$44,532
Property tax rate0.87%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−15.4%
Days on market101
Listings with a price cut0.0%
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Homes for sale22
Pending sales per 100 listings14
Asking price per sq ft$144

People and jobs

Median household income$69,982
Population change (1 year)−0.5%
Unemployment rate1.8%
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Population5,054
Income adjusted for cost of living$81,469
Net moves in (IRS)−32
Cost of living (US = 100)85.9

Schools, risk and environment

School rating (1 to 10)7.3
FEMA hazard risk score (0 to 100)8.5
Flood risk score13.6
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Wildfire risk score32.0
Walkability (1 to 20)6.4
Road, rail and air noise52 dB

Questions people ask

Is Big Stone County, MN overvalued?
Home prices in Big Stone County, MN are slightly above what local incomes have historically supported: fair value is about $193,630, so the area is 6.1% overvalued.
Is Big Stone County, MN a buyer's or seller's market?
Big Stone County, MN is a balanced market, leaning toward sellers: homes take about 101 days to sell, listings are down 15% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Big Stone County, MN?
Home values in Big Stone County, MN are up 9.9% over the last year.
How much do you need to earn to buy a home in Big Stone County, MN?
A household needs about $44,532 a year to afford the typical home in Big Stone County, MN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,982.

Nearby and similar counties

ZIP codes in Big Stone County (open on the map)

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