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Sanilac County, MI housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$201,517+3.2% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$43,685About 0.7× the local median income ($58,383): affordable for a typical household
Days on market66 daysFaster than a year ago: sellers have the edge

The typical home in Sanilac County, MI is worth $201,517, up 3.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $186,373, so the area is 8.1% overvalued. It is a buyer's market: homes take about 66 days to sell, listings are up 18% from a year ago, 22% of listings have had a price cut. A household needs about $43,685 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,383. Typical rent is $1,403 a month. In the latest IRS figures, 44 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$201,517
Change in 1 year+3.2%
Overvalued %+8.1%
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Fair home value$186,373
Change in 5 years+0.5%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,092
Income needed to afford it$43,685
Property tax rate0.90%

Rent and investing

Typical rent$1,403
Price-to-rent ratio12.0×
HUD Fair Market Rent, 2 bedrooms$1,014
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Gross rental yield8.35%
Cap rate (estimate)5.43%

Market activity

Listings vs a year ago+17.5%
Days on market66
Listings with a price cut22.1%
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Homes for sale168
Pending sales per 100 listings20
Asking price per sq ft$177

People and jobs

Median household income$58,383
Population change (1 year)−0.4%
Unemployment rate6.0%
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Population40,083
Income adjusted for cost of living$65,599
Net moves in (IRS)+44
Cost of living (US = 100)89.0

Schools, risk and environment

School rating (1 to 10)6.3
FEMA hazard risk score (0 to 100)70.3
Flood risk score66.2
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Wildfire risk score12.2
Walkability (1 to 20)4.8
Road, rail and air noise54 dB

Questions people ask

Is Sanilac County, MI overvalued?
Home prices in Sanilac County, MI are slightly above what local incomes have historically supported: fair value is about $186,373, so the area is 8.1% overvalued.
Is Sanilac County, MI a buyer's or seller's market?
Sanilac County, MI is a buyer's market: homes take about 66 days to sell, listings are up 18% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Sanilac County, MI?
Home values in Sanilac County, MI are up 3.2% over the last year.
How much do you need to earn to buy a home in Sanilac County, MI?
A household needs about $43,685 a year to afford the typical home in Sanilac County, MI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,383.

Nearby and similar counties

ZIP codes in Sanilac County (open on the map)

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