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Branch County, MI housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$206,792+4.6% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$44,828About 0.7× the local median income ($64,636): affordable for a typical household
Days on market54 daysFaster than a year ago: sellers have the edge

The typical home in Branch County, MI is worth $206,792, up 4.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $196,842, so the area is 5.1% overvalued. It is a balanced market: homes take about 54 days to sell, listings are up 10% from a year ago, 19% of listings have had a price cut. A household needs about $44,828 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,636. Typical rent is $1,262 a month. In the latest IRS figures, 53 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$206,792
Change in 1 year+4.6%
Overvalued %+5.1%
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Fair home value$196,842
Change in 5 years+11.8%
Home value to income3.2×
Monthly mortgage payment (20% down)$1,121
Income needed to afford it$44,828
Property tax rate1.16%

Rent and investing

Typical rent$1,262
Price-to-rent ratio13.7×
HUD Fair Market Rent, 2 bedrooms$1,093
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Gross rental yield7.32%
Cap rate (estimate)4.76%

Market activity

Listings vs a year ago+10.1%
Days on market54
Listings with a price cut19.1%
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Homes for sale131
Pending sales per 100 listings27
Asking price per sq ft$170

People and jobs

Median household income$64,636
Population change (1 year)−0.1%
Unemployment rate5.7%
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Population45,993
Income adjusted for cost of living$72,625
Net moves in (IRS)−53
Cost of living (US = 100)89.0

Schools, risk and environment

School rating (1 to 10)4.7
FEMA hazard risk score (0 to 100)51.8
Flood risk score60.9
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Wildfire risk score15.0
Walkability (1 to 20)5.4
Road, rail and air noise53 dB

Questions people ask

Is Branch County, MI overvalued?
Home prices in Branch County, MI are slightly above what local incomes have historically supported: fair value is about $196,842, so the area is 5.1% overvalued.
Is Branch County, MI a buyer's or seller's market?
Branch County, MI is a balanced market: homes take about 54 days to sell, listings are up 10% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Branch County, MI?
Home values in Branch County, MI are up 4.6% over the last year.
How much do you need to earn to buy a home in Branch County, MI?
A household needs about $44,828 a year to afford the typical home in Branch County, MI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,636.

Nearby and similar counties

ZIP codes in Branch County (open on the map)

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