Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$259,356+4.2% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$56,223About 0.8× the local median income ($71,545): affordable for a typical household
Days on market53 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.8%Zillow expects prices to rise slightly
The typical home in Saint Clair County, MI is worth $259,356, up 4.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $216,003, so the area is 20.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 53 days to sell, listings are up 19% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 1.8% over the next year. A household needs about $56,223 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,545. Typical rent is $1,082 a month, or $1,196 for a house. In the latest IRS figures, 523 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$259,356
Change in 1 year
+4.2%
Overvalued %
+20.1%
Show 7 more
Fair home value
$216,003
Change in 5 years
+23.1%
Zillow forecast, next 12 months
+1.8%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,406
Income needed to afford it
$56,223
Property tax rate
1.14%
Rent and investing
Typical rent
$1,082
Typical rent for houses
$1,196
Price-to-rent ratio
20.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,459
Gross rental yield
5.01%
Cap rate (estimate)
3.25%
Market activity
Listings vs a year ago
+18.8%
Days on market
53
Listings with a price cut
24.3%
Show 3 more
Homes for sale
436
Pending sales per 100 listings
37
Asking price per sq ft
$185
People and jobs
Median household income
$71,545
Population change (1 year)
+0.1%
Unemployment rate
5.7%
Show 4 more
Population
160,486
Income adjusted for cost of living
$71,331
Net moves in (IRS)
+523
Cost of living (US = 100)
100.3
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
82.0
Unhealthy air days a year
11
Show 4 more
Flood risk score
85.9
Wildfire risk score
33.5
Walkability (1 to 20)
5.9
Road, rail and air noise
54 dB
Questions people ask
Is Saint Clair County, MI overvalued?
Home prices in Saint Clair County, MI are well above what local incomes have historically supported: fair value is about $216,003, so the area is 20.1% overvalued.
Is Saint Clair County, MI a buyer's or seller's market?
Saint Clair County, MI is a balanced market, leaning toward buyers: homes take about 53 days to sell, listings are up 19% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Saint Clair County, MI?
Home values in Saint Clair County, MI are up 4.2% over the last year. Zillow's forecast for the next 12 months is +1.8%.
How much do you need to earn to buy a home in Saint Clair County, MI?
A household needs about $56,223 a year to afford the typical home in Saint Clair County, MI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,545.