Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$229,044+7.5% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$49,652About 0.8× the local median income ($62,074): affordable for a typical household
Days on market67 daysSlower than a year ago: buyers have time to negotiate
The typical home in Mecosta County, MI is worth $229,044, up 7.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $198,369, so the area is 15.5% overvalued. It is a buyer's market: homes take about 67 days to sell, listings are up 22% from a year ago, 21% of listings have had a price cut. A household needs about $49,652 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,074. In the latest IRS figures, 149 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$229,044
Change in 1 year
+7.5%
Overvalued %
+15.5%
Show 6 more
Fair home value
$198,369
Change in 5 years
+22.9%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,241
Income needed to afford it
$49,652
Property tax rate
0.99%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,063
Market activity
Listings vs a year ago
+22.0%
Days on market
67
Listings with a price cut
21.1%
Show 3 more
Homes for sale
183
Pending sales per 100 listings
24
Asking price per sq ft
$176
People and jobs
Median household income
$62,074
Population change (1 year)
+0.9%
Unemployment rate
4.0%
Show 4 more
Population
42,320
Income adjusted for cost of living
$69,746
Net moves in (IRS)
+149
Cost of living (US = 100)
89.0
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
69.8
Flood risk score
62.8
Show 3 more
Wildfire risk score
29.2
Walkability (1 to 20)
6.3
Road, rail and air noise
54 dB
Questions people ask
Is Mecosta County, MI overvalued?
Home prices in Mecosta County, MI are well above what local incomes have historically supported: fair value is about $198,369, so the area is 15.5% overvalued.
Is Mecosta County, MI a buyer's or seller's market?
Mecosta County, MI is a buyer's market: homes take about 67 days to sell, listings are up 22% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Mecosta County, MI?
Home values in Mecosta County, MI are up 7.5% over the last year.
How much do you need to earn to buy a home in Mecosta County, MI?
A household needs about $49,652 a year to afford the typical home in Mecosta County, MI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,074.