Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$229,324+7.9% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$49,713About 0.9× the local median income ($56,734): affordable for a typical household
Days on market60 daysAbout the same pace as a year ago
The typical home in Isabella County, MI is worth $229,324, up 7.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $202,574, so the area is 13.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 60 days to sell, listings are up 14% from a year ago, 20% of listings have had a price cut. A household needs about $49,713 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,734. Typical rent is $1,112 a month. In the latest IRS figures, 161 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$229,324
Change in 1 year
+7.9%
Overvalued %
+13.2%
Show 6 more
Fair home value
$202,574
Change in 5 years
+20.2%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,243
Income needed to afford it
$49,713
Property tax rate
1.34%
Rent and investing
Typical rent
$1,112
Price-to-rent ratio
17.2×
HUD Fair Market Rent, 2 bedrooms
$1,059
Show 2 more
Gross rental yield
5.82%
Cap rate (estimate)
3.78%
Market activity
Listings vs a year ago
+14.5%
Days on market
60
Listings with a price cut
20.3%
Show 3 more
Homes for sale
150
Pending sales per 100 listings
33
Asking price per sq ft
$143
People and jobs
Median household income
$56,734
Population change (1 year)
−0.3%
Unemployment rate
6.4%
Show 4 more
Population
64,691
Income adjusted for cost of living
$63,746
Net moves in (IRS)
−161
Cost of living (US = 100)
89.0
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
66.1
Flood risk score
71.5
Show 3 more
Wildfire risk score
18.4
Walkability (1 to 20)
6.6
Road, rail and air noise
53 dB
Questions people ask
Is Isabella County, MI overvalued?
Home prices in Isabella County, MI are well above what local incomes have historically supported: fair value is about $202,574, so the area is 13.2% overvalued.
Is Isabella County, MI a buyer's or seller's market?
Isabella County, MI is a balanced market, leaning toward buyers: homes take about 60 days to sell, listings are up 14% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Isabella County, MI?
Home values in Isabella County, MI are up 7.9% over the last year.
How much do you need to earn to buy a home in Isabella County, MI?
A household needs about $49,713 a year to afford the typical home in Isabella County, MI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,734.