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Cass County, MI housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$266,388+5.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$57,747About 0.8× the local median income ($69,579): affordable for a typical household
Days on market64 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.9%Zillow expects prices to rise slightly

The typical home in Cass County, MI is worth $266,388, up 5.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $247,307, so the area is 7.7% overvalued. It is a balanced market: homes take about 64 days to sell, listings are up 6% from a year ago, 25% of listings have had a price cut. Zillow expects prices to rise about 3.9% over the next year. A household needs about $57,747 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,579. In the latest IRS figures, 248 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$266,388
Change in 1 year+5.0%
Overvalued %+7.7%
Show 7 more
Fair home value$247,307
Change in 5 years+16.8%
Zillow forecast, next 12 months+3.9%
Home value to income3.8×
Monthly mortgage payment (20% down)$1,444
Income needed to afford it$57,747
Property tax rate0.97%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,095

Market activity

Listings vs a year ago+6.1%
Days on market64
Listings with a price cut24.7%
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Homes for sale173
Pending sales per 100 listings28
Asking price per sq ft$226

People and jobs

Median household income$69,579
Population change (1 year)+0.3%
Unemployment rate5.0%
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Population51,677
Income adjusted for cost of living$74,897
Net moves in (IRS)+248
Cost of living (US = 100)92.9

Schools, risk and environment

School rating (1 to 10)5.7
FEMA hazard risk score (0 to 100)47.7
Unhealthy air days a year3
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Flood risk score55.6
Wildfire risk score19.0
Walkability (1 to 20)4.8
Road, rail and air noise53 dB

Questions people ask

Is Cass County, MI overvalued?
Home prices in Cass County, MI are slightly above what local incomes have historically supported: fair value is about $247,307, so the area is 7.7% overvalued.
Is Cass County, MI a buyer's or seller's market?
Cass County, MI is a balanced market: homes take about 64 days to sell, listings are up 6% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Cass County, MI?
Home values in Cass County, MI are up 5.0% over the last year. Zillow's forecast for the next 12 months is +3.9%.
How much do you need to earn to buy a home in Cass County, MI?
A household needs about $57,747 a year to afford the typical home in Cass County, MI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,579.

Nearby and similar counties

ZIP codes in Cass County (open on the map)

See every chart for Cass County, MI on the map