Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$268,747+0.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$58,259About 0.9× the local median income ($65,476): affordable for a typical household
Days on market95 daysSlower than a year ago: buyers have time to negotiate
The typical home in Dorchester County, MD is worth $268,747, up 0.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $262,593, so the area is 2.3% overvalued. It is a balanced market, leaning toward buyers: homes take about 95 days to sell, listings are up 5% from a year ago, 19% of listings have had a price cut. A household needs about $58,259 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,476. Typical rent is $1,854 a month. In the latest IRS figures, 564 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$268,747
Change in 1 year
+0.9%
Overvalued %
+2.3%
Show 6 more
Fair home value
$262,593
Change in 5 years
+18.4%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,456
Income needed to afford it
$58,259
Property tax rate
0.94%
Rent and investing
Typical rent
$1,854
Price-to-rent ratio
12.1×
HUD Fair Market Rent, 2 bedrooms
$1,159
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Gross rental yield
8.28%
Cap rate (estimate)
5.38%
Market activity
Listings vs a year ago
+5.2%
Days on market
95
Listings with a price cut
19.3%
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Homes for sale
242
Pending sales per 100 listings
20
Asking price per sq ft
$188
People and jobs
Median household income
$65,476
Population change (1 year)
+1.3%
Unemployment rate
5.7%
Show 4 more
Population
33,628
Income adjusted for cost of living
$70,253
Net moves in (IRS)
+564
Cost of living (US = 100)
93.2
Schools, risk and environment
School rating (1 to 10)
4.1
FEMA hazard risk score (0 to 100)
53.8
Unhealthy air days a year
0
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Flood risk score
91.2
Wildfire risk score
83.2
Walkability (1 to 20)
5.6
Road, rail and air noise
53 dB
Questions people ask
Is Dorchester County, MD overvalued?
Home prices in Dorchester County, MD are slightly above what local incomes have historically supported: fair value is about $262,593, so the area is 2.3% overvalued.
Is Dorchester County, MD a buyer's or seller's market?
Dorchester County, MD is a balanced market, leaning toward buyers: homes take about 95 days to sell, listings are up 5% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Dorchester County, MD?
Home values in Dorchester County, MD are up 0.9% over the last year.
How much do you need to earn to buy a home in Dorchester County, MD?
A household needs about $58,259 a year to afford the typical home in Dorchester County, MD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,476.