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Breathitt County, KY housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$70,861−20.4% YoY · prices are falling fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$15,361About 0.4× the local median income ($41,866): affordable for a typical household
Days on market71 daysFaster than a year ago: sellers have the edge

The typical home in Breathitt County, KY is worth $70,861, down 20.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $94,752, so the area is 25.2% undervalued. It is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are down 12% from a year ago, 22% of listings have had a price cut. A household needs about $15,361 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $41,866. In the latest IRS figures, 173 more people moved out than in.

Home value over time

$0K$10K$20K$30K$40K$50K$60K$70K$80K$90K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$70,861
Change in 1 year−20.4%
Overvalued %−25.2%
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Fair home value$94,752
Change in 5 years−9.3%
Home value to income1.7×
Monthly mortgage payment (20% down)$384
Income needed to afford it$15,361
Property tax rate0.72%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$909

Market activity

Listings vs a year ago−12.5%
Days on market71
Listings with a price cut22.2%
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Homes for sale14
Pending sales per 100 listings29
Asking price per sq ft$134

People and jobs

Median household income$41,866
Population change (1 year)−1.5%
Unemployment rate9.3%
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Population12,558
Income adjusted for cost of living$49,081
Net moves in (IRS)−173
Cost of living (US = 100)85.3

Schools, risk and environment

School rating (1 to 10)4.4
FEMA hazard risk score (0 to 100)64.7
Flood risk score82.3
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Wildfire risk score69.9
Walkability (1 to 20)3.6
Road, rail and air noise54 dB

Questions people ask

Is Breathitt County, KY overvalued?
Home prices in Breathitt County, KY are well below what local incomes have historically supported: fair value is about $94,752, so the area is 25.2% undervalued.
Is Breathitt County, KY a buyer's or seller's market?
Breathitt County, KY is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are down 12% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Breathitt County, KY?
Home values in Breathitt County, KY are down 20.4% over the last year.
How much do you need to earn to buy a home in Breathitt County, KY?
A household needs about $15,361 a year to afford the typical home in Breathitt County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $41,866.

Nearby and similar counties

ZIP codes in Breathitt County (open on the map)

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