Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$116,435+4.0% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$25,241About 0.4× the local median income ($62,292): affordable for a typical household
Days on market137 daysFaster than a year ago: sellers have the edge
The typical home in Smith County, KS is worth $116,435, up 4.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $114,355, so the area is 1.8% overvalued. It is a buyer's market: homes take about 137 days to sell, listings are up 53% from a year ago, 12% of listings have had a price cut. A household needs about $25,241 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,292. In the latest IRS figures, 48 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$116,435
Change in 1 year
+4.0%
Overvalued %
+1.8%
Show 6 more
Fair home value
$114,355
Change in 5 years
+34.0%
Home value to income
1.9×
Monthly mortgage payment (20% down)
$631
Income needed to afford it
$25,241
Property tax rate
1.83%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$961
Market activity
Listings vs a year ago
+52.9%
Days on market
137
Listings with a price cut
11.8%
Show 3 more
Homes for sale
26
Pending sales per 100 listings
4
Asking price per sq ft
$84
People and jobs
Median household income
$62,292
Population change (1 year)
−0.7%
Unemployment rate
0.6%
Show 4 more
Population
3,566
Income adjusted for cost of living
$72,517
Net moves in (IRS)
+48
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
21.2
Flood risk score
10.1
Show 3 more
Wildfire risk score
40.9
Walkability (1 to 20)
6.5
Road, rail and air noise
54 dB
Questions people ask
Is Smith County, KS overvalued?
Home prices in Smith County, KS are slightly above what local incomes have historically supported: fair value is about $114,355, so the area is 1.8% overvalued.
Is Smith County, KS a buyer's or seller's market?
Smith County, KS is a buyer's market: homes take about 137 days to sell, listings are up 53% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Smith County, KS?
Home values in Smith County, KS are up 4.0% over the last year.
How much do you need to earn to buy a home in Smith County, KS?
A household needs about $25,241 a year to afford the typical home in Smith County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,292.