Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$118,276+3.5% YoY · prices are rising fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 12% have cut their price
Income needed to buy, per year$25,640About 0.4× the local median income ($62,007): affordable for a typical household
Days on market120 daysSlower than a year ago: buyers have time to negotiate
The typical home in Cloud County, KS is worth $118,276, up 3.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $107,672, so the area is 9.8% overvalued. It is a balanced market, leaning toward buyers: homes take about 120 days to sell, listings are down 0% from a year ago, 12% of listings have had a price cut. A household needs about $25,640 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,007. In the latest IRS figures, 20 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$118,276
Change in 1 year
+3.5%
Overvalued %
+9.8%
Show 6 more
Fair home value
$107,672
Change in 5 years
+37.0%
Home value to income
1.9×
Monthly mortgage payment (20% down)
$641
Income needed to afford it
$25,640
Property tax rate
1.70%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$961
Market activity
Listings vs a year ago
0.0%
Days on market
120
Listings with a price cut
11.9%
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Homes for sale
53
Pending sales per 100 listings
15
Asking price per sq ft
$91
People and jobs
Median household income
$62,007
Population change (1 year)
+1.2%
Unemployment rate
2.5%
Show 4 more
Population
8,833
Income adjusted for cost of living
$72,185
Net moves in (IRS)
−20
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
20.2
Flood risk score
22.3
Show 3 more
Wildfire risk score
62.1
Walkability (1 to 20)
6.9
Road, rail and air noise
52 dB
Questions people ask
Is Cloud County, KS overvalued?
Home prices in Cloud County, KS are slightly above what local incomes have historically supported: fair value is about $107,672, so the area is 9.8% overvalued.
Is Cloud County, KS a buyer's or seller's market?
Cloud County, KS is a balanced market, leaning toward buyers: homes take about 120 days to sell, listings are down 0% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Cloud County, KS?
Home values in Cloud County, KS are up 3.5% over the last year.
How much do you need to earn to buy a home in Cloud County, KS?
A household needs about $25,640 a year to afford the typical home in Cloud County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,007.