Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$147,226+1.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 11% have cut their price
Income needed to buy, per year$31,916About 0.5× the local median income ($69,448): affordable for a typical household
Days on market77 daysSlower than a year ago: buyers have time to negotiate
The typical home in Seward County, KS is worth $147,226, up 1.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $160,317, so the area is 8.2% undervalued. It is a buyer's market: homes take about 77 days to sell, listings are up 38% from a year ago, 11% of listings have had a price cut. A household needs about $31,916 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,448. In the latest IRS figures, 295 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$147,226
Change in 1 year
+1.7%
Overvalued %
−8.2%
Show 6 more
Fair home value
$160,317
Change in 5 years
+8.3%
Home value to income
2.1×
Monthly mortgage payment (20% down)
$798
Income needed to afford it
$31,916
Property tax rate
1.67%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,074
Market activity
Listings vs a year ago
+38.5%
Days on market
77
Listings with a price cut
11.3%
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Homes for sale
54
Pending sales per 100 listings
24
Asking price per sq ft
$95
People and jobs
Median household income
$69,448
Population change (1 year)
−0.3%
Unemployment rate
4.9%
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Population
21,073
Income adjusted for cost of living
$80,847
Net moves in (IRS)
−295
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
1.2
FEMA hazard risk score (0 to 100)
42.3
Flood risk score
14.8
Show 3 more
Wildfire risk score
88.4
Walkability (1 to 20)
7.9
Road, rail and air noise
50 dB
Questions people ask
Is Seward County, KS overvalued?
Home prices in Seward County, KS are slightly below what local incomes have historically supported: fair value is about $160,317, so the area is 8.2% undervalued.
Is Seward County, KS a buyer's or seller's market?
Seward County, KS is a buyer's market: homes take about 77 days to sell, listings are up 38% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Seward County, KS?
Home values in Seward County, KS are up 1.7% over the last year.
How much do you need to earn to buy a home in Seward County, KS?
A household needs about $31,916 a year to afford the typical home in Seward County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,448.