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Ellsworth County, KS housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$148,146+15.6% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$32,115About 0.5× the local median income ($68,053): affordable for a typical household
Days on market116 daysSlower than a year ago: buyers have time to negotiate

The typical home in Ellsworth County, KS is worth $148,146, up 15.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $119,537, so the area is 23.9% overvalued. It is a balanced market: homes take about 116 days to sell, listings are down 0% from a year ago, 14% of listings have had a price cut. A household needs about $32,115 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,053. In the latest IRS figures, 10 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$148,146
Change in 1 year+15.6%
Overvalued %+23.9%
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Fair home value$119,537
Change in 5 years+51.6%
Home value to income2.2×
Monthly mortgage payment (20% down)$803
Income needed to afford it$32,115
Property tax rate1.47%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$961

Market activity

Listings vs a year ago0.0%
Days on market116
Listings with a price cut14.3%
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Homes for sale28
Pending sales per 100 listings11
Asking price per sq ft$101

People and jobs

Median household income$68,053
Population change (1 year)−0.7%
Unemployment rate2.6%
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Population6,257
Income adjusted for cost of living$79,224
Net moves in (IRS)−10
Cost of living (US = 100)85.9

Schools, risk and environment

School rating (1 to 10)7.4
FEMA hazard risk score (0 to 100)15.2
Flood risk score16.1
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Wildfire risk score77.4
Walkability (1 to 20)6.9
Road, rail and air noise54 dB

Questions people ask

Is Ellsworth County, KS overvalued?
Home prices in Ellsworth County, KS are well above what local incomes have historically supported: fair value is about $119,537, so the area is 23.9% overvalued.
Is Ellsworth County, KS a buyer's or seller's market?
Ellsworth County, KS is a balanced market: homes take about 116 days to sell, listings are down 0% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Ellsworth County, KS?
Home values in Ellsworth County, KS are up 15.6% over the last year.
How much do you need to earn to buy a home in Ellsworth County, KS?
A household needs about $32,115 a year to afford the typical home in Ellsworth County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,053.

Nearby and similar counties

ZIP codes in Ellsworth County (open on the map)

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