Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$92,245−3.0% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$19,997About 0.3× the local median income ($60,993): affordable for a typical household
Days on market112 daysFaster than a year ago: sellers have the edge
The typical home in Osborne County, KS is worth $92,245, down 3.0% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $92,422, so the area is 0.2% undervalued. It is a buyer's market: homes take about 112 days to sell, listings are up 143% from a year ago, 17% of listings have had a price cut. A household needs about $19,997 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,993. In the latest IRS figures, 97 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$92,245
Change in 1 year
−3.0%
Overvalued %
−0.2%
Show 6 more
Fair home value
$92,422
Change in 5 years
+28.5%
Home value to income
1.5×
Monthly mortgage payment (20% down)
$500
Income needed to afford it
$19,997
Property tax rate
1.70%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$961
Market activity
Listings vs a year ago
+142.9%
Days on market
112
Listings with a price cut
17.4%
Show 3 more
Homes for sale
17
Pending sales per 100 listings
6
Asking price per sq ft
$49
People and jobs
Median household income
$60,993
Population change (1 year)
−1.7%
Unemployment rate
1.6%
Show 4 more
Population
3,285
Income adjusted for cost of living
$71,005
Net moves in (IRS)
−97
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
7.9
FEMA hazard risk score (0 to 100)
21.4
Flood risk score
18.5
Show 3 more
Wildfire risk score
52.1
Walkability (1 to 20)
7.2
Road, rail and air noise
53 dB
Questions people ask
Is Osborne County, KS overvalued?
Home prices in Osborne County, KS are slightly below what local incomes have historically supported: fair value is about $92,422, so the area is 0.2% undervalued.
Is Osborne County, KS a buyer's or seller's market?
Osborne County, KS is a buyer's market: homes take about 112 days to sell, listings are up 143% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Osborne County, KS?
Home values in Osborne County, KS are down 3.0% over the last year.
How much do you need to earn to buy a home in Osborne County, KS?
A household needs about $19,997 a year to afford the typical home in Osborne County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,993.