Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$92,115+5.1% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$19,969About 0.4× the local median income ($56,765): affordable for a typical household
Days on market90 daysSlower than a year ago: buyers have time to negotiate
The typical home in Harper County, KS is worth $92,115, up 5.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $83,914, so the area is 9.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 90 days to sell, listings are down 36% from a year ago, 22% of listings have had a price cut. A household needs about $19,969 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,765. In the latest IRS figures, 30 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$92,115
Change in 1 year
+5.1%
Overvalued %
+9.8%
Show 6 more
Fair home value
$83,914
Change in 5 years
+39.9%
Home value to income
1.6×
Monthly mortgage payment (20% down)
$499
Income needed to afford it
$19,969
Property tax rate
1.78%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$961
Market activity
Listings vs a year ago
−35.9%
Days on market
90
Listings with a price cut
22.2%
Show 3 more
Homes for sale
25
Pending sales per 100 listings
28
Asking price per sq ft
$70
People and jobs
Median household income
$56,765
Population change (1 year)
−0.7%
Unemployment rate
2.0%
Show 4 more
Population
5,370
Income adjusted for cost of living
$66,083
Net moves in (IRS)
+30
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
31.3
Flood risk score
16.3
Show 3 more
Wildfire risk score
79.5
Walkability (1 to 20)
6.9
Road, rail and air noise
53 dB
Questions people ask
Is Harper County, KS overvalued?
Home prices in Harper County, KS are slightly above what local incomes have historically supported: fair value is about $83,914, so the area is 9.8% overvalued.
Is Harper County, KS a buyer's or seller's market?
Harper County, KS is a balanced market, leaning toward sellers: homes take about 90 days to sell, listings are down 36% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Harper County, KS?
Home values in Harper County, KS are up 5.1% over the last year.
How much do you need to earn to buy a home in Harper County, KS?
A household needs about $19,969 a year to afford the typical home in Harper County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,765.