Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$102,011+7.8% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$22,114About 0.4× the local median income ($57,413): affordable for a typical household
Days on market65 daysFaster than a year ago: sellers have the edge
The typical home in Montgomery County, KS is worth $102,011, up 7.8% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $108,156, so the area is 5.7% undervalued. It is a balanced market: homes take about 65 days to sell, listings are up 43% from a year ago, 18% of listings have had a price cut. A household needs about $22,114 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,413. Typical rent is $812 a month. In the latest IRS figures, 84 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$102,011
Change in 1 year
+7.8%
Overvalued %
−5.7%
Show 6 more
Fair home value
$108,156
Change in 5 years
+25.5%
Home value to income
1.8×
Monthly mortgage payment (20% down)
$553
Income needed to afford it
$22,114
Property tax rate
1.73%
Rent and investing
Typical rent
$812
Price-to-rent ratio
10.5×
HUD Fair Market Rent, 2 bedrooms
$961
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Gross rental yield
9.56%
Cap rate (estimate)
6.21%
Market activity
Listings vs a year ago
+42.6%
Days on market
65
Listings with a price cut
17.5%
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Homes for sale
154
Pending sales per 100 listings
34
Asking price per sq ft
$90
People and jobs
Median household income
$57,413
Population change (1 year)
−0.8%
Unemployment rate
4.3%
Show 4 more
Population
30,177
Income adjusted for cost of living
$66,837
Net moves in (IRS)
−84
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
73.4
Flood risk score
70.5
Show 3 more
Wildfire risk score
70.2
Walkability (1 to 20)
6.6
Road, rail and air noise
51 dB
Questions people ask
Is Montgomery County, KS overvalued?
Home prices in Montgomery County, KS are slightly below what local incomes have historically supported: fair value is about $108,156, so the area is 5.7% undervalued.
Is Montgomery County, KS a buyer's or seller's market?
Montgomery County, KS is a balanced market: homes take about 65 days to sell, listings are up 43% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Montgomery County, KS?
Home values in Montgomery County, KS are up 7.8% over the last year.
How much do you need to earn to buy a home in Montgomery County, KS?
A household needs about $22,114 a year to afford the typical home in Montgomery County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,413.