Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$99,977+7.8% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$21,673About 0.4× the local median income ($54,218): affordable for a typical household
Days on market50 daysFaster than a year ago: sellers have the edge
The typical home in Elk County, KS is worth $99,977, up 7.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $92,104, so the area is 8.5% overvalued. It is a balanced market: homes take about 50 days to sell, listings are up 57% from a year ago, 0% of listings have had a price cut. A household needs about $21,673 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,218. In the latest IRS figures, 25 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$99,977
Change in 1 year
+7.8%
Overvalued %
+8.5%
Show 6 more
Fair home value
$92,104
Change in 5 years
+39.0%
Home value to income
1.8×
Monthly mortgage payment (20% down)
$542
Income needed to afford it
$21,673
Property tax rate
2.03%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$961
Market activity
Listings vs a year ago
+57.1%
Days on market
50
Listings with a price cut
0.0%
Show 3 more
Homes for sale
11
Pending sales per 100 listings
27
Asking price per sq ft
$66
People and jobs
Median household income
$54,218
Population change (1 year)
+0.3%
Unemployment rate
2.0%
Show 4 more
Population
2,458
Income adjusted for cost of living
$63,118
Net moves in (IRS)
+25
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
3.0
FEMA hazard risk score (0 to 100)
14.6
Flood risk score
17.8
Show 3 more
Wildfire risk score
91.7
Walkability (1 to 20)
5.6
Road, rail and air noise
52 dB
Questions people ask
Is Elk County, KS overvalued?
Home prices in Elk County, KS are slightly above what local incomes have historically supported: fair value is about $92,104, so the area is 8.5% overvalued.
Is Elk County, KS a buyer's or seller's market?
Elk County, KS is a balanced market: homes take about 50 days to sell, listings are up 57% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Elk County, KS?
Home values in Elk County, KS are up 7.8% over the last year.
How much do you need to earn to buy a home in Elk County, KS?
A household needs about $21,673 a year to afford the typical home in Elk County, KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,218.