Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$249,148+4.2% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 10% have cut their price
Income needed to buy, per year$54,010About 0.7× the local median income ($72,684): affordable for a typical household
Days on market60 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.9%Zillow expects prices to rise slightly
The typical home in Tipton County, IN is worth $249,148, up 4.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $177,124, so the area is 40.7% overvalued. It is a seller's market: homes take about 60 days to sell, listings are down 10% from a year ago, 10% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $54,010 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,684. In the latest IRS figures, 67 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$249,148
Change in 1 year
+4.2%
Overvalued %
+40.7%
Show 7 more
Fair home value
$177,124
Change in 5 years
+38.5%
Zillow forecast, next 12 months
+1.9%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,350
Income needed to afford it
$54,010
Property tax rate
0.65%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,239
Market activity
Listings vs a year ago
−10.0%
Days on market
60
Listings with a price cut
9.5%
Show 3 more
Homes for sale
27
Pending sales per 100 listings
56
Asking price per sq ft
$158
People and jobs
Median household income
$72,684
Population change (1 year)
−0.3%
Unemployment rate
2.3%
Show 4 more
Population
15,319
Income adjusted for cost of living
$75,950
Net moves in (IRS)
−67
Cost of living (US = 100)
95.7
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
8.9
Flood risk score
18.9
Show 3 more
Wildfire risk score
1.4
Walkability (1 to 20)
5.2
Road, rail and air noise
53 dB
Questions people ask
Is Tipton County, IN overvalued?
Home prices in Tipton County, IN are well above what local incomes have historically supported: fair value is about $177,124, so the area is 40.7% overvalued.
Is Tipton County, IN a buyer's or seller's market?
Tipton County, IN is a seller's market: homes take about 60 days to sell, listings are down 10% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Tipton County, IN?
Home values in Tipton County, IN are up 4.2% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Tipton County, IN?
A household needs about $54,010 a year to afford the typical home in Tipton County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,684.