Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$144,987+5.8% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 11% have cut their price
Income needed to buy, per year$31,430About 0.5× the local median income ($61,080): affordable for a typical household
Days on market59 daysAbout the same pace as a year ago
The typical home in Blackford County, IN is worth $144,987, up 5.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $121,089, so the area is 19.7% overvalued. It is a seller's market: homes take about 59 days to sell, listings are down 5% from a year ago, 11% of listings have had a price cut. A household needs about $31,430 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,080. In the latest IRS figures, 56 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$144,987
Change in 1 year
+5.8%
Overvalued %
+19.7%
Show 6 more
Fair home value
$121,089
Change in 5 years
+43.5%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$786
Income needed to afford it
$31,430
Property tax rate
0.81%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−4.8%
Days on market
59
Listings with a price cut
10.8%
Show 3 more
Homes for sale
40
Pending sales per 100 listings
40
Asking price per sq ft
$116
People and jobs
Median household income
$61,080
Population change (1 year)
−0.8%
Unemployment rate
3.7%
Show 4 more
Population
11,730
Income adjusted for cost of living
$68,861
Net moves in (IRS)
−56
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
9.0
Flood risk score
18.7
Show 3 more
Wildfire risk score
2.5
Walkability (1 to 20)
6.9
Road, rail and air noise
52 dB
Questions people ask
Is Blackford County, IN overvalued?
Home prices in Blackford County, IN are well above what local incomes have historically supported: fair value is about $121,089, so the area is 19.7% overvalued.
Is Blackford County, IN a buyer's or seller's market?
Blackford County, IN is a seller's market: homes take about 59 days to sell, listings are down 5% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Blackford County, IN?
Home values in Blackford County, IN are up 5.8% over the last year.
How much do you need to earn to buy a home in Blackford County, IN?
A household needs about $31,430 a year to afford the typical home in Blackford County, IN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,080.