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Pope County, IL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$159,950+11.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$34,674About 0.7× the local median income ($52,892): affordable for a typical household
Days on market89 daysFaster than a year ago: sellers have the edge

The typical home in Pope County, IL is worth $159,950, up 11.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $171,035, so the area is 6.5% undervalued. It is a balanced market, leaning toward sellers: homes take about 89 days to sell, listings are down 29% from a year ago, 0% of listings have had a price cut. A household needs about $34,674 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,892. In the latest IRS figures, 6 more people moved out than in.

Home value over time

$0K$50K$100K$150K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$159,950
Change in 1 year+11.3%
Overvalued %−6.5%
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Fair home value$171,035
Change in 5 years−4.6%
Home value to income3.0×
Monthly mortgage payment (20% down)$867
Income needed to afford it$34,674
Property tax rate1.03%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,095

Market activity

Listings vs a year ago−28.6%
Days on market89
Listings with a price cut0.0%
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Homes for sale10
Pending sales per 100 listings20
Asking price per sq ft$104

People and jobs

Median household income$52,892
Population change (1 year)−1.2%
Unemployment rate2.8%
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Population3,672
Income adjusted for cost of living$60,517
Net moves in (IRS)−6
Cost of living (US = 100)87.4

Schools, risk and environment

School rating (1 to 10)5.0
FEMA hazard risk score (0 to 100)14.9
Flood risk score17.2
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Wildfire risk score8.2
Walkability (1 to 20)3.2
Road, rail and air noise52 dB

Questions people ask

Is Pope County, IL overvalued?
Home prices in Pope County, IL are slightly below what local incomes have historically supported: fair value is about $171,035, so the area is 6.5% undervalued.
Is Pope County, IL a buyer's or seller's market?
Pope County, IL is a balanced market, leaning toward sellers: homes take about 89 days to sell, listings are down 29% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Pope County, IL?
Home values in Pope County, IL are up 11.3% over the last year.
How much do you need to earn to buy a home in Pope County, IL?
A household needs about $34,674 a year to afford the typical home in Pope County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,892.

Nearby and similar counties

ZIP codes in Pope County (open on the map)

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