Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$185,755+7.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$40,268About 0.5× the local median income ($76,303): affordable for a typical household
Days on market45 daysAbout the same pace as a year ago
The typical home in Moultrie County, IL is worth $185,755, up 7.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $156,139, so the area is 19.0% overvalued. It is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are up 9% from a year ago, 20% of listings have had a price cut. A household needs about $40,268 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,303. In the latest IRS figures, 21 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$185,755
Change in 1 year
+7.2%
Overvalued %
+19.0%
Show 6 more
Fair home value
$156,139
Change in 5 years
+40.3%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$1,007
Income needed to afford it
$40,268
Property tax rate
1.80%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$930
Market activity
Listings vs a year ago
+8.7%
Days on market
45
Listings with a price cut
19.5%
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Homes for sale
25
Pending sales per 100 listings
32
Asking price per sq ft
$140
People and jobs
Median household income
$76,303
Population change (1 year)
−0.5%
Unemployment rate
2.2%
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Population
14,371
Income adjusted for cost of living
$87,303
Net moves in (IRS)
−21
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
45.0
Flood risk score
49.1
Show 3 more
Wildfire risk score
4.3
Walkability (1 to 20)
5.9
Road, rail and air noise
52 dB
Questions people ask
Is Moultrie County, IL overvalued?
Home prices in Moultrie County, IL are well above what local incomes have historically supported: fair value is about $156,139, so the area is 19.0% overvalued.
Is Moultrie County, IL a buyer's or seller's market?
Moultrie County, IL is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are up 9% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Moultrie County, IL?
Home values in Moultrie County, IL are up 7.2% over the last year.
How much do you need to earn to buy a home in Moultrie County, IL?
A household needs about $40,268 a year to afford the typical home in Moultrie County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,303.