Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$172,343+10.9% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$37,360About 0.5× the local median income ($76,043): affordable for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate
The typical home in Livingston County, IL is worth $172,343, up 10.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $152,986, so the area is 12.7% overvalued. It is a balanced market: homes take about 61 days to sell, listings are up 36% from a year ago, 24% of listings have had a price cut. A household needs about $37,360 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,043. In the latest IRS figures, 26 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$172,343
Change in 1 year
+10.9%
Overvalued %
+12.7%
Show 6 more
Fair home value
$152,986
Change in 5 years
+46.8%
Home value to income
2.3×
Monthly mortgage payment (20% down)
$934
Income needed to afford it
$37,360
Property tax rate
2.04%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$996
Market activity
Listings vs a year ago
+35.5%
Days on market
61
Listings with a price cut
24.0%
Show 3 more
Homes for sale
84
Pending sales per 100 listings
60
Asking price per sq ft
$116
People and jobs
Median household income
$76,043
Population change (1 year)
−0.4%
Unemployment rate
3.5%
Show 4 more
Population
35,057
Income adjusted for cost of living
$87,006
Net moves in (IRS)
−26
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
71.8
Flood risk score
81.1
Show 3 more
Wildfire risk score
2.6
Walkability (1 to 20)
6.4
Road, rail and air noise
53 dB
Questions people ask
Is Livingston County, IL overvalued?
Home prices in Livingston County, IL are well above what local incomes have historically supported: fair value is about $152,986, so the area is 12.7% overvalued.
Is Livingston County, IL a buyer's or seller's market?
Livingston County, IL is a balanced market: homes take about 61 days to sell, listings are up 36% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Livingston County, IL?
Home values in Livingston County, IL are up 10.9% over the last year.
How much do you need to earn to buy a home in Livingston County, IL?
A household needs about $37,360 a year to afford the typical home in Livingston County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,043.