Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$167,931+10.0% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$36,404About 0.4× the local median income ($81,555): affordable for a typical household
Days on market48 daysFaster than a year ago: sellers have the edge
The typical home in Washington County, IL is worth $167,931, up 10.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $152,423, so the area is 10.2% overvalued. It is a balanced market, leaning toward sellers: homes take about 48 days to sell, listings are down 8% from a year ago, 24% of listings have had a price cut. A household needs about $36,404 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,555. In the latest IRS figures, 47 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$167,931
Change in 1 year
+10.0%
Overvalued %
+10.2%
Show 6 more
Fair home value
$152,423
Change in 5 years
+32.1%
Home value to income
2.1×
Monthly mortgage payment (20% down)
$910
Income needed to afford it
$36,404
Property tax rate
1.87%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$930
Market activity
Listings vs a year ago
−7.7%
Days on market
48
Listings with a price cut
24.5%
Show 3 more
Homes for sale
24
Pending sales per 100 listings
38
Asking price per sq ft
$101
People and jobs
Median household income
$81,555
Population change (1 year)
−0.1%
Unemployment rate
4.3%
Show 4 more
Population
13,564
Income adjusted for cost of living
$93,312
Net moves in (IRS)
+47
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
5.8
FEMA hazard risk score (0 to 100)
55.2
Flood risk score
39.0
Show 3 more
Wildfire risk score
3.9
Walkability (1 to 20)
5.2
Road, rail and air noise
54 dB
Questions people ask
Is Washington County, IL overvalued?
Home prices in Washington County, IL are well above what local incomes have historically supported: fair value is about $152,423, so the area is 10.2% overvalued.
Is Washington County, IL a buyer's or seller's market?
Washington County, IL is a balanced market, leaning toward sellers: homes take about 48 days to sell, listings are down 8% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Washington County, IL?
Home values in Washington County, IL are up 10.0% over the last year.
How much do you need to earn to buy a home in Washington County, IL?
A household needs about $36,404 a year to afford the typical home in Washington County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,555.