Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$131,916+6.3% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$28,597About 0.5× the local median income ($52,063): affordable for a typical household
Days on market58 daysFaster than a year ago: sellers have the edge
The typical home in Jackson County, IL is worth $131,916, up 6.3% from a year ago. That is well below what local incomes have historically supported: fair value is about $159,465, so the area is 17.3% undervalued. It is a seller's market: homes take about 58 days to sell, listings are down 18% from a year ago, 16% of listings have had a price cut. A household needs about $28,597 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,063. Typical rent is $692 a month. In the latest IRS figures, 365 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$131,916
Change in 1 year
+6.3%
Overvalued %
−17.3%
Show 6 more
Fair home value
$159,465
Change in 5 years
+35.3%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$715
Income needed to afford it
$28,597
Property tax rate
1.84%
Rent and investing
Typical rent
$692
Price-to-rent ratio
15.9×
HUD Fair Market Rent, 2 bedrooms
$930
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Gross rental yield
6.29%
Cap rate (estimate)
4.09%
Market activity
Listings vs a year ago
−18.0%
Days on market
58
Listings with a price cut
15.6%
Show 3 more
Homes for sale
141
Pending sales per 100 listings
39
Asking price per sq ft
$100
People and jobs
Median household income
$52,063
Population change (1 year)
−0.3%
Unemployment rate
7.5%
Show 4 more
Population
52,501
Income adjusted for cost of living
$59,569
Net moves in (IRS)
−365
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
87.1
Flood risk score
76.5
Show 3 more
Wildfire risk score
11.5
Walkability (1 to 20)
6.5
Road, rail and air noise
52 dB
Questions people ask
Is Jackson County, IL overvalued?
Home prices in Jackson County, IL are well below what local incomes have historically supported: fair value is about $159,465, so the area is 17.3% undervalued.
Is Jackson County, IL a buyer's or seller's market?
Jackson County, IL is a seller's market: homes take about 58 days to sell, listings are down 18% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Jackson County, IL?
Home values in Jackson County, IL are up 6.3% over the last year.
How much do you need to earn to buy a home in Jackson County, IL?
A household needs about $28,597 a year to afford the typical home in Jackson County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,063.