Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$125,477+5.4% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$27,201About 0.4× the local median income ($66,009): affordable for a typical household
Days on market53 daysFaster than a year ago: sellers have the edge
The typical home in Henderson County, IL is worth $125,477, up 5.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $145,968, so the area is 14.0% undervalued. It is a balanced market, leaning toward buyers: homes take about 53 days to sell, listings are up 31% from a year ago, 0% of listings have had a price cut. A household needs about $27,201 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,009. In the latest IRS figures, 39 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$125,477
Change in 1 year
+5.4%
Overvalued %
−14.0%
Show 6 more
Fair home value
$145,968
Change in 5 years
+3.7%
Home value to income
1.9×
Monthly mortgage payment (20% down)
$680
Income needed to afford it
$27,201
Property tax rate
1.58%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$935
Market activity
Listings vs a year ago
+30.8%
Days on market
53
Listings with a price cut
0.0%
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Homes for sale
17
Pending sales per 100 listings
24
Asking price per sq ft
$66
People and jobs
Median household income
$66,009
Population change (1 year)
−0.8%
Unemployment rate
7.8%
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Population
5,984
Income adjusted for cost of living
$75,525
Net moves in (IRS)
−39
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
2.8
FEMA hazard risk score (0 to 100)
17.5
Flood risk score
24.7
Show 3 more
Wildfire risk score
1.7
Walkability (1 to 20)
4.9
Road, rail and air noise
52 dB
Questions people ask
Is Henderson County, IL overvalued?
Home prices in Henderson County, IL are well below what local incomes have historically supported: fair value is about $145,968, so the area is 14.0% undervalued.
Is Henderson County, IL a buyer's or seller's market?
Henderson County, IL is a balanced market, leaning toward buyers: homes take about 53 days to sell, listings are up 31% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Henderson County, IL?
Home values in Henderson County, IL are up 5.4% over the last year.
How much do you need to earn to buy a home in Henderson County, IL?
A household needs about $27,201 a year to afford the typical home in Henderson County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,009.