Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$151,351+10.6% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$32,810About 0.5× the local median income ($72,272): affordable for a typical household
Days on market60 daysFaster than a year ago: sellers have the edge
The typical home in Clark County, IL is worth $151,351, up 10.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $164,130, so the area is 7.8% undervalued. It is a buyer's market: homes take about 60 days to sell, listings are up 44% from a year ago, 22% of listings have had a price cut. A household needs about $32,810 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,272. In the latest IRS figures, 51 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$151,351
Change in 1 year
+10.6%
Overvalued %
−7.8%
Show 6 more
Fair home value
$164,130
Change in 5 years
+17.7%
Home value to income
2.1×
Monthly mortgage payment (20% down)
$820
Income needed to afford it
$32,810
Property tax rate
1.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,011
Market activity
Listings vs a year ago
+43.8%
Days on market
60
Listings with a price cut
22.2%
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Homes for sale
46
Pending sales per 100 listings
20
Asking price per sq ft
$121
People and jobs
Median household income
$72,272
Population change (1 year)
−0.2%
Unemployment rate
3.7%
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Population
15,114
Income adjusted for cost of living
$82,691
Net moves in (IRS)
+51
Cost of living (US = 100)
87.4
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
27.3
Unhealthy air days a year
0
Show 4 more
Flood risk score
31.0
Wildfire risk score
8.1
Walkability (1 to 20)
5.5
Road, rail and air noise
53 dB
Questions people ask
Is Clark County, IL overvalued?
Home prices in Clark County, IL are slightly below what local incomes have historically supported: fair value is about $164,130, so the area is 7.8% undervalued.
Is Clark County, IL a buyer's or seller's market?
Clark County, IL is a buyer's market: homes take about 60 days to sell, listings are up 44% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Clark County, IL?
Home values in Clark County, IL are up 10.6% over the last year.
How much do you need to earn to buy a home in Clark County, IL?
A household needs about $32,810 a year to afford the typical home in Clark County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,272.