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Pocahontas County, IA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$99,888−8.4% YoY · prices are falling fast
Market right nowBalanced marketFewer homes for sale than last year, 9% have cut their price
Income needed to buy, per year$21,654About 0.3× the local median income ($67,268): affordable for a typical household
Days on market81 daysAbout the same pace as a year ago

The typical home in Pocahontas County, IA is worth $99,888, down 8.4% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $108,238, so the area is 7.7% undervalued. It is a balanced market: homes take about 81 days to sell, listings are down 20% from a year ago, 9% of listings have had a price cut. A household needs about $21,654 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,268. In the latest IRS figures, 174 more people moved out than in.

Home value over time

$0K$25K$50K$75K$100K$125K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$99,888
Change in 1 year−8.4%
Overvalued %−7.7%
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Fair home value$108,238
Change in 5 years+2.4%
Home value to income1.5×
Monthly mortgage payment (20% down)$541
Income needed to afford it$21,654
Property tax rate1.13%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$927

Market activity

Listings vs a year ago−20.0%
Days on market81
Listings with a price cut9.3%
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Homes for sale32
Pending sales per 100 listings25
Asking price per sq ft$94

People and jobs

Median household income$67,268
Population change (1 year)−1.5%
Unemployment rate5.4%
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Population6,819
Income adjusted for cost of living$79,986
Net moves in (IRS)−174
Cost of living (US = 100)84.1

Schools, risk and environment

School rating (1 to 10)5.4
FEMA hazard risk score (0 to 100)33.0
Flood risk score18.1
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Wildfire risk score4.2
Walkability (1 to 20)6.2
Road, rail and air noise52 dB

Questions people ask

Is Pocahontas County, IA overvalued?
Home prices in Pocahontas County, IA are slightly below what local incomes have historically supported: fair value is about $108,238, so the area is 7.7% undervalued.
Is Pocahontas County, IA a buyer's or seller's market?
Pocahontas County, IA is a balanced market: homes take about 81 days to sell, listings are down 20% from a year ago, 9% of listings have had a price cut.
Are home prices going down in Pocahontas County, IA?
Home values in Pocahontas County, IA are down 8.4% over the last year.
How much do you need to earn to buy a home in Pocahontas County, IA?
A household needs about $21,654 a year to afford the typical home in Pocahontas County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,268.

Nearby and similar counties

ZIP codes in Pocahontas County (open on the map)

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