Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$138,265+1.1% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$29,973About 0.5× the local median income ($66,298): affordable for a typical household
Days on market58 daysSlower than a year ago: buyers have time to negotiate
The typical home in Webster County, IA is worth $138,265, up 1.1% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $143,366, so the area is 3.6% undervalued. It is a balanced market: homes take about 58 days to sell, listings are up 4% from a year ago, 19% of listings have had a price cut. A household needs about $29,973 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,298. Typical rent is $782 a month. In the latest IRS figures, 71 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$138,265
Change in 1 year
+1.1%
Overvalued %
−3.6%
Show 6 more
Fair home value
$143,366
Change in 5 years
+9.6%
Home value to income
2.1×
Monthly mortgage payment (20% down)
$749
Income needed to afford it
$29,973
Property tax rate
1.39%
Rent and investing
Typical rent
$782
Price-to-rent ratio
14.7×
HUD Fair Market Rent, 2 bedrooms
$927
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Gross rental yield
6.78%
Cap rate (estimate)
4.41%
Market activity
Listings vs a year ago
+3.7%
Days on market
58
Listings with a price cut
19.1%
Show 3 more
Homes for sale
113
Pending sales per 100 listings
34
Asking price per sq ft
$125
People and jobs
Median household income
$66,298
Population change (1 year)
+0.1%
Unemployment rate
4.8%
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Population
36,838
Income adjusted for cost of living
$78,832
Net moves in (IRS)
−71
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
2.7
FEMA hazard risk score (0 to 100)
60.0
Unhealthy air days a year
8
Show 4 more
Flood risk score
47.1
Wildfire risk score
19.1
Walkability (1 to 20)
10.5
Road, rail and air noise
53 dB
Questions people ask
Is Webster County, IA overvalued?
Home prices in Webster County, IA are slightly below what local incomes have historically supported: fair value is about $143,366, so the area is 3.6% undervalued.
Is Webster County, IA a buyer's or seller's market?
Webster County, IA is a balanced market: homes take about 58 days to sell, listings are up 4% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Webster County, IA?
Home values in Webster County, IA are up 1.1% over the last year.
How much do you need to earn to buy a home in Webster County, IA?
A household needs about $29,973 a year to afford the typical home in Webster County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,298.