Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$156,199+11.5% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 28% have cut their price
Income needed to buy, per year$33,861About 0.5× the local median income ($64,393): affordable for a typical household
Days on market45 daysFaster than a year ago: sellers have the edge
The typical home in Emmet County, IA is worth $156,199, up 11.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $141,937, so the area is 10.0% overvalued. It is a buyer's market: homes take about 45 days to sell, listings are up 114% from a year ago, 28% of listings have had a price cut. A household needs about $33,861 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,393. In the latest IRS figures, 15 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$156,199
Change in 1 year
+11.5%
Overvalued %
+10.0%
Show 6 more
Fair home value
$141,937
Change in 5 years
+25.4%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$847
Income needed to afford it
$33,861
Property tax rate
1.47%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
+114.3%
Days on market
45
Listings with a price cut
27.6%
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Homes for sale
30
Pending sales per 100 listings
23
Asking price per sq ft
$110
People and jobs
Median household income
$64,393
Population change (1 year)
−0.3%
Unemployment rate
1.7%
Show 4 more
Population
9,107
Income adjusted for cost of living
$76,567
Net moves in (IRS)
−15
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
3.7
FEMA hazard risk score (0 to 100)
42.7
Flood risk score
20.4
Show 3 more
Wildfire risk score
23.8
Walkability (1 to 20)
6.8
Road, rail and air noise
52 dB
Questions people ask
Is Emmet County, IA overvalued?
Home prices in Emmet County, IA are slightly above what local incomes have historically supported: fair value is about $141,937, so the area is 10.0% overvalued.
Is Emmet County, IA a buyer's or seller's market?
Emmet County, IA is a buyer's market: homes take about 45 days to sell, listings are up 114% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Emmet County, IA?
Home values in Emmet County, IA are up 11.5% over the last year.
How much do you need to earn to buy a home in Emmet County, IA?
A household needs about $33,861 a year to afford the typical home in Emmet County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,393.