Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$158,274−0.6% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 32% have cut their price
Income needed to buy, per year$34,311About 0.5× the local median income ($64,213): affordable for a typical household
Days on market43 daysFaster than a year ago: sellers have the edge
The typical home in Adams County, IA is worth $158,274, down 0.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $148,074, so the area is 6.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 43 days to sell, listings are down 36% from a year ago, 32% of listings have had a price cut. A household needs about $34,311 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,213. In the latest IRS figures, 12 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$158,274
Change in 1 year
−0.6%
Overvalued %
+6.9%
Show 6 more
Fair home value
$148,074
Change in 5 years
+29.2%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$858
Income needed to afford it
$34,311
Property tax rate
1.26%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$943
Market activity
Listings vs a year ago
−36.4%
Days on market
43
Listings with a price cut
32.0%
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Homes for sale
14
Pending sales per 100 listings
29
Asking price per sq ft
$97
People and jobs
Median household income
$64,213
Population change (1 year)
+0.5%
Unemployment rate
3.9%
Show 4 more
Population
3,617
Income adjusted for cost of living
$76,353
Net moves in (IRS)
+12
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
4.6
FEMA hazard risk score (0 to 100)
20.4
Flood risk score
11.5
Show 3 more
Wildfire risk score
31.7
Walkability (1 to 20)
5.1
Road, rail and air noise
52 dB
Questions people ask
Is Adams County, IA overvalued?
Home prices in Adams County, IA are slightly above what local incomes have historically supported: fair value is about $148,074, so the area is 6.9% overvalued.
Is Adams County, IA a buyer's or seller's market?
Adams County, IA is a balanced market, leaning toward buyers: homes take about 43 days to sell, listings are down 36% from a year ago, 32% of listings have had a price cut.
Are home prices going down in Adams County, IA?
Home values in Adams County, IA are down 0.6% over the last year.
How much do you need to earn to buy a home in Adams County, IA?
A household needs about $34,311 a year to afford the typical home in Adams County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,213.