Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$384,118+1.7% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$83,269About 1.0× the local median income ($86,022): affordable for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
The typical home in Dickinson County, IA is worth $384,118, up 1.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $373,810, so the area is 2.8% overvalued. It is a balanced market: homes take about 75 days to sell, listings are up 4% from a year ago, 10% of listings have had a price cut. A household needs about $83,269 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $86,022. Typical rent is $1,475 a month. In the latest IRS figures, 70 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$384,118
Change in 1 year
+1.7%
Overvalued %
+2.8%
Show 6 more
Fair home value
$373,810
Change in 5 years
+28.4%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$2,082
Income needed to afford it
$83,269
Property tax rate
0.93%
Rent and investing
Typical rent
$1,475
Price-to-rent ratio
21.7×
HUD Fair Market Rent, 2 bedrooms
$1,091
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Gross rental yield
4.61%
Cap rate (estimate)
3.00%
Market activity
Listings vs a year ago
+4.5%
Days on market
75
Listings with a price cut
9.5%
Show 3 more
Homes for sale
210
Pending sales per 100 listings
27
Asking price per sq ft
$299
People and jobs
Median household income
$86,022
Population change (1 year)
+0.0%
Unemployment rate
3.0%
Show 4 more
Population
18,077
Income adjusted for cost of living
$102,285
Net moves in (IRS)
+70
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
8.2
FEMA hazard risk score (0 to 100)
36.3
Flood risk score
49.9
Show 3 more
Wildfire risk score
54.2
Walkability (1 to 20)
7.1
Road, rail and air noise
54 dB
Questions people ask
Is Dickinson County, IA overvalued?
Home prices in Dickinson County, IA are slightly above what local incomes have historically supported: fair value is about $373,810, so the area is 2.8% overvalued.
Is Dickinson County, IA a buyer's or seller's market?
Dickinson County, IA is a balanced market: homes take about 75 days to sell, listings are up 4% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Dickinson County, IA?
Home values in Dickinson County, IA are up 1.7% over the last year.
How much do you need to earn to buy a home in Dickinson County, IA?
A household needs about $83,269 a year to afford the typical home in Dickinson County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $86,022.