Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$164,193+4.8% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 10% have cut their price
Income needed to buy, per year$35,594About 0.6× the local median income ($63,671): affordable for a typical household
Days on market60 daysFaster than a year ago: sellers have the edge
The typical home in Cass County, IA is worth $164,193, up 4.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $149,193, so the area is 10.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 60 days to sell, listings are down 19% from a year ago, 10% of listings have had a price cut. A household needs about $35,594 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,671. In the latest IRS figures, 79 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$164,193
Change in 1 year
+4.8%
Overvalued %
+10.1%
Show 6 more
Fair home value
$149,193
Change in 5 years
+35.1%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$890
Income needed to afford it
$35,594
Property tax rate
1.34%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
−18.8%
Days on market
60
Listings with a price cut
10.3%
Show 3 more
Homes for sale
56
Pending sales per 100 listings
20
Asking price per sq ft
$122
People and jobs
Median household income
$63,671
Population change (1 year)
−0.3%
Unemployment rate
1.4%
Show 4 more
Population
12,960
Income adjusted for cost of living
$75,709
Net moves in (IRS)
+79
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
4.5
FEMA hazard risk score (0 to 100)
60.1
Flood risk score
43.4
Show 3 more
Wildfire risk score
40.6
Walkability (1 to 20)
6.6
Road, rail and air noise
53 dB
Questions people ask
Is Cass County, IA overvalued?
Home prices in Cass County, IA are well above what local incomes have historically supported: fair value is about $149,193, so the area is 10.1% overvalued.
Is Cass County, IA a buyer's or seller's market?
Cass County, IA is a balanced market, leaning toward sellers: homes take about 60 days to sell, listings are down 19% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Cass County, IA?
Home values in Cass County, IA are up 4.8% over the last year.
How much do you need to earn to buy a home in Cass County, IA?
A household needs about $35,594 a year to afford the typical home in Cass County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,671.