Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$184,998+4.4% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$40,104About 0.7× the local median income ($56,452): affordable for a typical household
Days on market65 daysFaster than a year ago: sellers have the edge
The typical home in Upson County, GA is worth $184,998, up 4.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $137,994, so the area is 34.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 65 days to sell, listings are down 2% from a year ago, 19% of listings have had a price cut. A household needs about $40,104 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,452. In the latest IRS figures, 275 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$184,998
Change in 1 year
+4.4%
Overvalued %
+34.1%
Show 6 more
Fair home value
$137,994
Change in 5 years
+46.0%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,003
Income needed to afford it
$40,104
Property tax rate
0.85%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,002
Market activity
Listings vs a year ago
−1.6%
Days on market
65
Listings with a price cut
18.9%
Show 3 more
Homes for sale
123
Pending sales per 100 listings
23
Asking price per sq ft
$156
People and jobs
Median household income
$56,452
Population change (1 year)
+0.3%
Unemployment rate
3.9%
Show 4 more
Population
28,500
Income adjusted for cost of living
$64,887
Net moves in (IRS)
+275
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
4.6
FEMA hazard risk score (0 to 100)
17.1
Flood risk score
31.7
Show 3 more
Wildfire risk score
41.6
Walkability (1 to 20)
5.2
Road, rail and air noise
53 dB
Questions people ask
Is Upson County, GA overvalued?
Home prices in Upson County, GA are well above what local incomes have historically supported: fair value is about $137,994, so the area is 34.1% overvalued.
Is Upson County, GA a buyer's or seller's market?
Upson County, GA is a balanced market, leaning toward sellers: homes take about 65 days to sell, listings are down 2% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Upson County, GA?
Home values in Upson County, GA are up 4.4% over the last year.
How much do you need to earn to buy a home in Upson County, GA?
A household needs about $40,104 a year to afford the typical home in Upson County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,452.