Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$184,684+2.6% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$40,036About 0.6× the local median income ($63,487): affordable for a typical household
Days on market50 daysFaster than a year ago: sellers have the edge
The typical home in Schley County, GA is worth $184,684, up 2.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $178,630, so the area is 3.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 50 days to sell, listings are up 14% from a year ago, 22% of listings have had a price cut. A household needs about $40,036 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,487. In the latest IRS figures, 52 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$184,684
Change in 1 year
+2.6%
Overvalued %
+3.4%
Show 6 more
Fair home value
$178,630
Change in 5 years
+24.1%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$1,001
Income needed to afford it
$40,036
Property tax rate
0.90%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,002
Market activity
Listings vs a year ago
+14.3%
Days on market
50
Listings with a price cut
22.2%
Show 3 more
Homes for sale
8
Pending sales per 100 listings
62
Asking price per sq ft
$133
People and jobs
Median household income
$63,487
Population change (1 year)
+1.6%
Unemployment rate
7.6%
Show 4 more
Population
4,593
Income adjusted for cost of living
$72,974
Net moves in (IRS)
+52
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
8.5
FEMA hazard risk score (0 to 100)
0.6
Flood risk score
1.8
Show 3 more
Wildfire risk score
21.8
Walkability (1 to 20)
4.4
Road, rail and air noise
54 dB
Questions people ask
Is Schley County, GA overvalued?
Home prices in Schley County, GA are slightly above what local incomes have historically supported: fair value is about $178,630, so the area is 3.4% overvalued.
Is Schley County, GA a buyer's or seller's market?
Schley County, GA is a balanced market, leaning toward buyers: homes take about 50 days to sell, listings are up 14% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Schley County, GA?
Home values in Schley County, GA are up 2.6% over the last year.
How much do you need to earn to buy a home in Schley County, GA?
A household needs about $40,036 a year to afford the typical home in Schley County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,487.