Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$382,056−0.2% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$82,822About 1.2× the local median income ($67,723): a stretch for a typical household
Days on market86 daysFaster than a year ago: sellers have the edge
The typical home in Union County, GA is worth $382,056, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $331,153, so the area is 15.4% overvalued. It is a buyer's market: homes take about 86 days to sell, listings are up 21% from a year ago, 23% of listings have had a price cut. A household needs about $82,822 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,723. In the latest IRS figures, 752 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$382,056
Change in 1 year
−0.2%
Overvalued %
+15.4%
Show 6 more
Fair home value
$331,153
Change in 5 years
+22.5%
Home value to income
5.6×
Monthly mortgage payment (20% down)
$2,071
Income needed to afford it
$82,822
Property tax rate
0.52%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,042
Market activity
Listings vs a year ago
+21.2%
Days on market
86
Listings with a price cut
22.7%
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Homes for sale
388
Pending sales per 100 listings
14
Asking price per sq ft
$239
People and jobs
Median household income
$67,723
Population change (1 year)
+0.9%
Unemployment rate
2.6%
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Population
27,859
Income adjusted for cost of living
$77,843
Net moves in (IRS)
+752
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
8.0
FEMA hazard risk score (0 to 100)
52.5
Flood risk score
58.7
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Wildfire risk score
71.9
Walkability (1 to 20)
5.6
Road, rail and air noise
55 dB
Questions people ask
Is Union County, GA overvalued?
Home prices in Union County, GA are well above what local incomes have historically supported: fair value is about $331,153, so the area is 15.4% overvalued.
Is Union County, GA a buyer's or seller's market?
Union County, GA is a buyer's market: homes take about 86 days to sell, listings are up 21% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Union County, GA?
Home values in Union County, GA are down 0.2% over the last year.
How much do you need to earn to buy a home in Union County, GA?
A household needs about $82,822 a year to afford the typical home in Union County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,723.