Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$269,774+3.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 8% have cut their price
Income needed to buy, per year$58,481About 0.9× the local median income ($65,329): affordable for a typical household
Days on market85 daysSlower than a year ago: buyers have time to negotiate
Next 12 months−1.0%Zillow expects prices to dip slightly
The typical home in Heard County, GA is worth $269,774, up 3.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $209,012, so the area is 29.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 85 days to sell, listings are down 32% from a year ago, 8% of listings have had a price cut. Zillow expects prices to fall about 1.0% over the next year. A household needs about $58,481 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,329. In the latest IRS figures, 249 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$269,774
Change in 1 year
+3.3%
Overvalued %
+29.1%
Show 7 more
Fair home value
$209,012
Change in 5 years
+34.8%
Zillow forecast, next 12 months
−1.0%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,462
Income needed to afford it
$58,481
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,762
Market activity
Listings vs a year ago
−31.9%
Days on market
85
Listings with a price cut
8.5%
Show 3 more
Homes for sale
32
Pending sales per 100 listings
31
Asking price per sq ft
$198
People and jobs
Median household income
$65,329
Population change (1 year)
+0.3%
Unemployment rate
4.3%
Show 4 more
Population
12,149
Income adjusted for cost of living
$65,264
Net moves in (IRS)
+249
Cost of living (US = 100)
100.1
Schools, risk and environment
School rating (1 to 10)
8.3
FEMA hazard risk score (0 to 100)
12.8
Flood risk score
22.3
Show 3 more
Wildfire risk score
51.6
Walkability (1 to 20)
3.5
Road, rail and air noise
54 dB
Questions people ask
Is Heard County, GA overvalued?
Home prices in Heard County, GA are well above what local incomes have historically supported: fair value is about $209,012, so the area is 29.1% overvalued.
Is Heard County, GA a buyer's or seller's market?
Heard County, GA is a balanced market, leaning toward sellers: homes take about 85 days to sell, listings are down 32% from a year ago, 8% of listings have had a price cut.
Are home prices going down in Heard County, GA?
Home values in Heard County, GA are up 3.3% over the last year. Zillow's forecast for the next 12 months is −1.0%.
How much do you need to earn to buy a home in Heard County, GA?
A household needs about $58,481 a year to afford the typical home in Heard County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,329.