Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$287,015+2.2% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 27% have cut their price
Income needed to buy, per year$62,219About 1.1× the local median income ($58,648): a stretch for a typical household
Days on market80 daysSlower than a year ago: buyers have time to negotiate
The typical home in Franklin County, GA is worth $287,015, up 2.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $228,651, so the area is 25.5% overvalued. It is a buyer's market: homes take about 80 days to sell, listings are up 32% from a year ago, 27% of listings have had a price cut. A household needs about $62,219 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,648. Typical rent is $1,400 a month. In the latest IRS figures, 331 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$287,015
Change in 1 year
+2.2%
Overvalued %
+25.5%
Show 6 more
Fair home value
$228,651
Change in 5 years
+31.8%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$1,555
Income needed to afford it
$62,219
Property tax rate
0.72%
Rent and investing
Typical rent
$1,400
Price-to-rent ratio
17.1×
HUD Fair Market Rent, 2 bedrooms
$1,032
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Gross rental yield
5.85%
Cap rate (estimate)
3.80%
Market activity
Listings vs a year ago
+31.5%
Days on market
80
Listings with a price cut
27.1%
Show 3 more
Homes for sale
146
Pending sales per 100 listings
14
Asking price per sq ft
$183
People and jobs
Median household income
$58,648
Population change (1 year)
+2.4%
Unemployment rate
5.9%
Show 4 more
Population
25,948
Income adjusted for cost of living
$67,411
Net moves in (IRS)
+331
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
6.5
FEMA hazard risk score (0 to 100)
33.1
Flood risk score
43.1
Show 3 more
Wildfire risk score
27.6
Walkability (1 to 20)
5.5
Road, rail and air noise
55 dB
Questions people ask
Is Franklin County, GA overvalued?
Home prices in Franklin County, GA are well above what local incomes have historically supported: fair value is about $228,651, so the area is 25.5% overvalued.
Is Franklin County, GA a buyer's or seller's market?
Franklin County, GA is a buyer's market: homes take about 80 days to sell, listings are up 32% from a year ago, 27% of listings have had a price cut.
Are home prices going down in Franklin County, GA?
Home values in Franklin County, GA are up 2.2% over the last year.
How much do you need to earn to buy a home in Franklin County, GA?
A household needs about $62,219 a year to afford the typical home in Franklin County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,648.