Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$370,781−0.9% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$80,378About 1.1× the local median income ($73,824): a stretch for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
Next 12 months−1.6%Zillow expects prices to dip slightly
The typical home in Saint Lucie County, FL is worth $370,781, down 0.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $322,061, so the area is 15.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 75 days to sell, listings are down 4% from a year ago, 20% of listings have had a price cut. Zillow expects prices to fall about 1.6% over the next year. A household needs about $80,378 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,824. Typical rent is $2,329 a month, or $2,648 for a house. In the latest IRS figures, 10,167 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$370,781
Change in 1 year
−0.9%
Overvalued %
+15.1%
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Fair home value
$322,061
Change in 5 years
+20.6%
Zillow forecast, next 12 months
−1.6%
Home value to income
5.0×
Monthly mortgage payment (20% down)
$2,009
Income needed to afford it
$80,378
Property tax rate
0.93%
Rent and investing
Typical rent
$2,329
Typical rent for houses
$2,648
Price-to-rent ratio
13.3×
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HUD Fair Market Rent, 2 bedrooms
$2,069
Gross rental yield
7.54%
Cap rate (estimate)
4.90%
Market activity
Listings vs a year ago
−3.8%
Days on market
75
Listings with a price cut
20.5%
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Homes for sale
2,860
Pending sales per 100 listings
27
Asking price per sq ft
$230
People and jobs
Median household income
$73,824
Population change (1 year)
+2.8%
Unemployment rate
6.1%
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Population
402,449
Income adjusted for cost of living
$73,677
Net moves in (IRS)
+10,167
Cost of living (US = 100)
100.2
Schools, risk and environment
School rating (1 to 10)
4.6
FEMA hazard risk score (0 to 100)
96.1
Unhealthy air days a year
0
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Flood risk score
89.3
Wildfire risk score
86.6
Walkability (1 to 20)
7.4
Road, rail and air noise
55 dB
Questions people ask
Is Saint Lucie County, FL overvalued?
Home prices in Saint Lucie County, FL are well above what local incomes have historically supported: fair value is about $322,061, so the area is 15.1% overvalued.
Is Saint Lucie County, FL a buyer's or seller's market?
Saint Lucie County, FL is a balanced market, leaning toward buyers: homes take about 75 days to sell, listings are down 4% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Saint Lucie County, FL?
Home values in Saint Lucie County, FL are down 0.9% over the last year. Zillow's forecast for the next 12 months is −1.6%.
How much do you need to earn to buy a home in Saint Lucie County, FL?
A household needs about $80,378 a year to afford the typical home in Saint Lucie County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,824.