Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$180,906−5.4% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$39,217About 0.9× the local median income ($43,575): affordable for a typical household
Days on market95 daysAbout the same pace as a year ago
The typical home in Costilla County, CO is worth $180,906, down 5.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $225,747, so the area is 19.9% undervalued. It is a buyer's market: homes take about 95 days to sell, listings are up 22% from a year ago, 10% of listings have had a price cut. A household needs about $39,217 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,575. In the latest IRS figures, 85 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$180,906
Change in 1 year
−5.4%
Overvalued %
−19.9%
Show 6 more
Fair home value
$225,747
Change in 5 years
−9.3%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$980
Income needed to afford it
$39,217
Property tax rate
0.32%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+22.0%
Days on market
95
Listings with a price cut
9.8%
Show 3 more
Homes for sale
72
Pending sales per 100 listings
12
Asking price per sq ft
$209
People and jobs
Median household income
$43,575
Population change (1 year)
+0.2%
Unemployment rate
3.5%
Show 4 more
Population
3,679
Income adjusted for cost of living
$44,692
Net moves in (IRS)
+85
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
2.2
FEMA hazard risk score (0 to 100)
6.6
Flood risk score
17.2
Show 3 more
Wildfire risk score
73.1
Walkability (1 to 20)
5.4
Road, rail and air noise
53 dB
Questions people ask
Is Costilla County, CO overvalued?
Home prices in Costilla County, CO are well below what local incomes have historically supported: fair value is about $225,747, so the area is 19.9% undervalued.
Is Costilla County, CO a buyer's or seller's market?
Costilla County, CO is a buyer's market: homes take about 95 days to sell, listings are up 22% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Costilla County, CO?
Home values in Costilla County, CO are down 5.4% over the last year.
How much do you need to earn to buy a home in Costilla County, CO?
A household needs about $39,217 a year to afford the typical home in Costilla County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,575.