Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$207,632+3.8% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$45,010About 0.8× the local median income ($57,435): affordable for a typical household
Days on market58 daysAbout the same pace as a year ago
The typical home in White County, AR is worth $207,632, up 3.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $187,654, so the area is 10.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 58 days to sell, listings are up 5% from a year ago, 23% of listings have had a price cut. A household needs about $45,010 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,435. Typical rent is $1,064 a month. In the latest IRS figures, 345 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$207,632
Change in 1 year
+3.8%
Overvalued %
+10.6%
Show 6 more
Fair home value
$187,654
Change in 5 years
+29.6%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,125
Income needed to afford it
$45,010
Property tax rate
0.46%
Rent and investing
Typical rent
$1,064
Price-to-rent ratio
16.3×
HUD Fair Market Rent, 2 bedrooms
$948
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Gross rental yield
6.15%
Cap rate (estimate)
4.00%
Market activity
Listings vs a year ago
+5.4%
Days on market
58
Listings with a price cut
22.7%
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Homes for sale
254
Pending sales per 100 listings
31
Asking price per sq ft
$149
People and jobs
Median household income
$57,435
Population change (1 year)
+1.2%
Unemployment rate
5.8%
Show 4 more
Population
80,085
Income adjusted for cost of living
$69,199
Net moves in (IRS)
+345
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
6.5
FEMA hazard risk score (0 to 100)
85.7
Flood risk score
80.7
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Wildfire risk score
79.4
Walkability (1 to 20)
5.8
Road, rail and air noise
52 dB
Questions people ask
Is White County, AR overvalued?
Home prices in White County, AR are well above what local incomes have historically supported: fair value is about $187,654, so the area is 10.6% overvalued.
Is White County, AR a buyer's or seller's market?
White County, AR is a balanced market, leaning toward buyers: homes take about 58 days to sell, listings are up 5% from a year ago, 23% of listings have had a price cut.
Are home prices going down in White County, AR?
Home values in White County, AR are up 3.8% over the last year.
How much do you need to earn to buy a home in White County, AR?
A household needs about $45,010 a year to afford the typical home in White County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,435.